{"id":597,"date":"2026-08-31T08:44:08","date_gmt":"2026-08-31T08:44:08","guid":{"rendered":"https:\/\/developer.devsigntech.com\/cvista\/?page_id=597"},"modified":"2026-08-31T08:54:10","modified_gmt":"2026-08-31T08:54:10","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/developer.devsigntech.com\/cvista\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"597\" class=\"elementor elementor-597\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49c62052 e-flex e-con-boxed e-con e-parent\" data-id=\"49c62052\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-50f95f21 e-con-full e-flex e-con e-child\" data-id=\"50f95f21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f3a6166 elementor-widget elementor-widget-heading\" data-id=\"3f3a6166\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Terms of Service<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c975b32 e-flex e-con-boxed e-con e-parent\" data-id=\"7c975b32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19cf46de elementor-widget elementor-widget-text-editor\" data-id=\"19cf46de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-sm text-muted-foreground mb-10\">Effective Date: January 1, 2025 \u00a0|\u00a0 Last Updated: March 2026<\/p><div class=\"prose prose-slate max-w-none space-y-8 text-sm leading-relaxed text-foreground\"><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">1. Introduction<\/h2><p class=\"text-muted-foreground\">Commercial Vista (&#8220;we,&#8221; &#8220;our,&#8221; or &#8220;us&#8221;) operates a financial technology platform that connects business owners with lending professionals and brokers. This Privacy Policy explains how we collect, use, disclose, and safeguard the personal and business information you provide when using our platform, website, and related services (collectively, the &#8220;Platform&#8221;).<\/p><p class=\"text-muted-foreground\">By accessing or using the Platform, you agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of the Platform.<\/p><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">2. Information We Collect<\/h2><h5 class=\"text-base font-semibold text-foreground\"><strong>2.1 Information You Provide<\/strong><\/h5><ul class=\"list-disc list-inside space-y-1 text-muted-foreground pl-2\"><li>Business and personal identification information (name, business name, email address, phone number)<\/li><li>Financial information (monthly revenue, time in business, funding amount requested)<\/li><li>Financial documents (bank statements, tax returns, credit reports) uploaded for underwriting purposes<\/li><li>Social Security Numbers (SSN) and Employer Identification Numbers (EIN) where required for application processing<\/li><li>Banking and payment information (ACH routing and account numbers) for commission disbursements<\/li><li>Account credentials (username and password)<\/li><li>Communications you send through the Platform (messages, notes)<\/li><\/ul><h5 class=\"text-base font-semibold text-foreground pt-2\"><strong>2.2 Information Collected Automatically<\/strong><\/h5><ul class=\"list-disc list-inside space-y-1 text-muted-foreground pl-2\"><li>Log data including IP address, browser type, pages visited, and timestamps<\/li><li>Session and authentication activity<\/li><li>Usage data relating to features accessed on the Platform<\/li><\/ul><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">3. How We Use Your Information<\/h2><p class=\"text-muted-foreground\">We use the information we collect to:<\/p><ul class=\"list-disc list-inside space-y-1 text-muted-foreground pl-2\"><li>Facilitate loan applications, deal submissions, and lender matching<\/li><li>Verify your identity and business information<\/li><li>Process and track commission and referral payments<\/li><li>Provide customer support and platform assistance<\/li><li>Send transactional communications (deal status updates, account notifications)<\/li><li>Improve the Platform and develop new features<\/li><li>Detect, investigate, and prevent fraud and security incidents<\/li><li>Comply with applicable legal and regulatory obligations<\/li><\/ul><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">4. How We Share Your Information<\/h2><p class=\"text-muted-foreground\">We do not sell your personal information. We may share your information with:<\/p><ul class=\"list-disc list-inside space-y-1 text-muted-foreground pl-2\"><li><strong>Lending partners and lenders<\/strong>\u00a0you authorize us to submit your request or deal to, for review, underwriting, and credit evaluation purposes<\/li><li><strong>Brokers and referral partners<\/strong>\u00a0who originated your application and are entitled to deal status updates<\/li><li><strong>Service providers<\/strong>\u00a0who operate on our behalf (cloud storage, email delivery, SMS, payment processing) and are contractually bound to protect your information<\/li><li><strong>Legal and regulatory authorities<\/strong>\u00a0where required by law, court order, or government request<\/li><li><strong>Successors in interest<\/strong>\u00a0in the event of a merger, acquisition, or sale of assets, subject to the same privacy commitments<\/li><\/ul><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">5. Data Security<\/h2><p class=\"text-muted-foreground\">We implement commercially reasonable technical and organizational safeguards to protect your information, including:<\/p><ul class=\"list-disc list-inside space-y-1 text-muted-foreground pl-2\"><li>Encryption of sensitive data fields (SSN, EIN, banking information) at rest using AES-256-GCM<\/li><li>Encrypted data transmission via TLS\/HTTPS for all Platform connections<\/li><li>Password hashing using bcrypt with appropriate cost factors<\/li><li>Optional multi-factor authentication (MFA) for account holders<\/li><li>Role-based access controls limiting data access to authorized personnel<\/li><li>Audit logging of key access and security events<\/li><li>Brute-force login protection and account lockout policies<\/li><\/ul><p class=\"text-muted-foreground\">No method of transmission or storage is completely secure. We cannot guarantee absolute security, and you use the Platform at your own risk.<\/p><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">6. Data Retention<\/h2><p class=\"text-muted-foreground\">We retain your information for as long as your account is active and for a period thereafter as needed to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Financial and deal records are generally retained for seven (7) years in alignment with standard financial record-keeping requirements. For more detail, refer to our\u00a0<a href=\"https:\/\/developer.devsigntech.com\/cvista\/terms-of-service\/\"><span class=\"text-primary hover:underline cursor-pointer\">Terms of Service<\/span><\/a>.<\/p><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">7. Your Rights and Choices<\/h2><p class=\"text-muted-foreground\">Depending on your location and applicable law, you may have the right to:<\/p><ul class=\"list-disc list-inside space-y-1 text-muted-foreground pl-2\"><li>Access the personal information we hold about you<\/li><li>Request correction of inaccurate or incomplete information<\/li><li>Request deletion of your personal information, subject to legal retention obligations<\/li><li>Opt out of non-essential communications (you may unsubscribe from marketing emails at any time)<\/li><\/ul><p class=\"text-muted-foreground\">To exercise any of these rights, contact us at the address provided in Section 10.<\/p><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">8. Cookies and Tracking<\/h2><p class=\"text-muted-foreground\">We use session cookies and similar technologies to maintain your logged-in state and provide core Platform functionality. We do not use advertising or third-party tracking cookies. You may disable cookies in your browser settings, but doing so may impair Platform functionality.<\/p><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">9. Changes to This Policy<\/h2><p class=\"text-muted-foreground\">We may update this Privacy Policy from time to time. When we do, we will revise the &#8220;Last Updated&#8221; date at the top of this page. We encourage you to review this policy periodically. Continued use of the Platform after changes are posted constitutes your acceptance of the revised policy.<\/p><\/section><section class=\"space-y-3\"><h2 class=\"text-xl font-semibold text-foreground border-b border-border pb-2\">10. Contact Us<\/h2><p class=\"text-muted-foreground\">If you have questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us at:<\/p><div class=\"bg-muted\/40 rounded-md p-4 text-muted-foreground space-y-1\"><p>Email: info@onecommercialvista.com<\/p><\/div><\/section><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms of Service Effective Date: January 1, 2025 \u00a0|\u00a0 Last Updated: March 2026 1. Introduction Commercial Vista (&#8220;we,&#8221; &#8220;our,&#8221; or &#8220;us&#8221;) operates a financial technology platform that connects business owners with lending professionals and brokers. This Privacy Policy explains how we collect, use, disclose, and safeguard the personal and business information you provide when using [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-597","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/pages\/597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/comments?post=597"}],"version-history":[{"count":10,"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/pages\/597\/revisions"}],"predecessor-version":[{"id":620,"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/pages\/597\/revisions\/620"}],"wp:attachment":[{"href":"https:\/\/developer.devsigntech.com\/cvista\/wp-json\/wp\/v2\/media?parent=597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}